Credit card applications can be found at www.goodstudentcreditcard.com where good students can compare the best student credit card offers currently available. Diligent credit card use can lead to a lifetime of low-interest rate loan opportunities like auto loans, mortgages and other forms of consumer credit. Credit card issuers recognize that students tend to have limited credit histories and lower reportable incomes. Notwithstanding, good students enrolled in universities and colleges throughout the country are often given the opportunity to start building a credit record early. This is an opportunity that should be highly valued, particularly in light of the enduring credit crisis which has made it difficult for many people with good credit records to receive any form of credit. In fact, some existing credit limits have been decreased by issuers.
Student credit cards issued by Discover and Capital One are specifically designed for good students. Some of the features offered by these credit card issuers include:
• No Annual Fee
• 0% Interest for a fixed period of time
• Cashback Bonuses
• $0 Fraud Liability Guarantee
During this climate of economic instability, illiquidity in the credit markets, in the stock market, uncertainty in the stock market and the softening real estate market, one thing remains constant – good students should be given the opportunity to build a credit history. Responsibility, however, is vital. It is important for students to keep in mind that if they don’t have enough money to buy something now, you should consider saving up until you can. Credit cards are most advantageous to students when then balance is paid in full every month. They should be treated like cash in hand. In these difficult economic times, where credit is proving to be more difficult to come by, it is important to establish a strong credit profile by obtaining credit early and maintaining a consistent payment history. Student credit cards issued by Discover and Capital One are perfectly designed for student applicants.
Watch the video related to credit
You will recall this TV commercial from recent past but with a funny twist!
Help answer the question about credit
How fast is your credit score affected by changes in credit utilization?Basically, how current is the credit agencies records?
Under normal conditions, my credit utilizaiton varies wildly.
When applying for credit, I generally want 10-20% credit utilization. I can make that happen, but I wanted to know:
How long after I make it 10-20% should I apply for credit?
How long do I need to hold my credit utilization at 10-20%?
very nice!
thank you very much for doing this
very clever !!
use spell check in word
Somebody isnt going to sit here and check all of your spelling for you, or your grammar
QQQ
There we go.
in the carter years, they printed 13% more money, which resulted in 20% interest rates to reverse inflation.
our new president has increased the money supply by 120%…. what will interest rates be to combat inflation on this level? ..it doesnt work, it is all a set up CLOWARD-PIVEN strategy folks
CHECK OUT MY CONSERVATIVE RAP, SPREAD THE NEWS AND WAKE UP THE YOUTH!
the creator probrably won’t read this, but i just want to say that this really helped me for some projects for school, mainly because it’s so easy to understand. There are loads of long articles, but often they are confusing and require prior knowledge. Watching this really gives you instant knowledge of what happened.
If they didn’t explain it like a thousand times on oprah winfrey, i’d say anyone should have to see this. Thanks =)
Watch my video. It will blow your mind away!
Excellent.
very great article
I was lost in the midlle of it but it’s a good and quick explanation.. just like G.Soros explains the credit crunch…
Modderman to the MAX!