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What jobs are available with a finance and international affairs major?I want to deal with finance, such as investment banking, but I always want to do something that is government related.
help?
@Fallinldols
That is because only corrupt regimes would sell their people’s resources for next to nothing, or privatise (give away the profits) of their state companies and mines for next to nothing (the MDC in Zimbabwe, the MMD Zambia, etc.).
@Gyarren
Of course corrupt governments take the little that they are paid for the people’s resources for themselves and to maintain security. That is how the racket works – and it is a racket.
Ms. Moyo’s Zambia in 2004 produced $4 billion in copper, cobalt and gemstones. $2.4 billion of that was pure profit for the foreign owned mines. They paid $6 million in taxes. Zambia received $600 million in ‘donor aid’.
It should received $2.4 billion, or $1.2 billion in taxes (at 50%).
The answer is 418.76 pounds.
Ok. This is a 'fairly' simple growth question. The formula I'm using is for compound growth which I'm sure you've heard of, as you put this question in the right section. (Compound growth is used most in finance). This is how the formula looks:
FV = PV ( 1+i )^n
Where FV is future value (his future weight which is what you want). 'i' is the growth rate. 3% growth means i will be 0.03. And n is the number of years he'll grow over, which is 60-35 = 25 years old. For this question the formula could be worded as:
Weight, multiplied by ((1+percentage growth) to the power of number of years he'll be growing).
= 200*(1.03^25)
The answer is 418.76 pounds.
To help you understand. If you're growing by 3 percent a year. then next year you will be 1.03 multiplied by the weight you are now. This would be 200 * 1.03
His weight in two years would be 200 * 1.03 (the weight after the first year) which will then grow by 1.03, so the above bit needs to be multiplied by another 1.03. So in two years he'll be 200*1.03*1.03 or 200*1.03^2. You'll notice the power is simply the number of years he's been growing. After three years would be 200*1.03^3.
So it ends up being 200* (1.03 to the power of 25)
Good luck with any other questions.
Have you always wanted to be able to do compound interest problems in your head? Probably not, but it's a very useful skill to have because it gives you a lightning fast benchmark to determine how good (or not so good) a potential investment is likely to be.
The rule says that to find the number of years required to double your money at a given interest rate, you just divide the interest rate into 72. For example, if you want to know how long it will take to double your money at eight percent interest, divide 8 into 72 and get 9 years.
Yes, it is a useful tool and is reasonably accurate.
Traditional financing means your payments are the same every month for the life of the loan, e.g., $500.
In balloon financing, your payments will be lower, except at the end; this will be several times higher. In such an arrangement, your payment may be $350, but your final balloon payment might be $7000.
The latter type of financing is what trips up people, as they're able to make the smaller monthly payments at least until something happens – they lose their job, the economy turns sour, they have huge medical expenses, etc. Then they find themselves unable to make that balloon payment.
When exploring your options, have you crunched your numbers to be able to afford that car? (This is an important step in preparing for a big-ticked purchase.) Next, do you have enough money saved to be able to cover that balloon payment?
I would like to see Dambisa Moyo talk about the government’s unwillingness to tax the mines. The Zambian government receives $600 million in ‘donor aid’ a year, and yet the now foreign owned mines (privatisation) exported $2400 million in profits, and paid the state $6 million in taxes.
Zambia doesn’t need donor aid, but the government refuses to effectively tax the mines.
Why? Corruption – the mines have paid them off. Instead of say $1200 mn in taxes, they take $600 mn in ‘donor aid’.
http://www.exinfm.com/free_spreadsheets.html
I've been in Finance for so long that I've decided that I wanted to do a different degree that was along the lines of my future goals… Law. I did my BBA in Legal Studies. I was a Finance major at first. I will suggest that you stick with the Finance Major vs the Business Administration. I mean if you think about what exactly is the B.A. offering you when the bottom line of the degree is in Business Administration? To have a specialty gives you a 'know-how' that makes you more adept in taking on positions that offer stellar pay as Finance and Accounting is known for. Each person is different in terms of what they want to do with their future goals. I normally see students minor in Business Administration if their Undergraduate Degree is in a totally different realm. This is only to signal to the employer that you are versatile and have business skills. If you are a business student I suggest Finance if this is what you want. Finance is definitely interesting and keeps you on the toes not just in the sense of performing statistical analysis but also conducting market and financial research including technical analysis which keeps you in the loop of world news as much as national news. You begin to witness the chain in global commerce & media and how it effects one another and inevitably effects the market as well as consumers far and near.
Another point that comes to mind is the institution that is granting the Finance degree. What is their reputation in the Finance Department? Are they first class? Are they top-rated? Usually the "glamourous pay but slave to your job" are firms off of W-Street which hit Ivy league schools to join their Associate or Summer programs. These programs, once selected ..highly selective, gear you up for positions such as equity or fixed-income analysts. Again, the pay is here, the perks are there, but you get no life. If you're looking to have that lifestyle then ensure your alma-matter can deliver. Your grades will obviously have to stand on its own and well .. if you have connections then use them.
If you want something more exciting in Business then go for Marketing. I'm leaning to the Marketing aspect in my MBA program which will play instrumental in my Entertainment Law (Law, Marketing, Finance (Budgeting)).
Good luck with everything.
P.S. I suggest you take a few finance classes (required and as an elective) before you decide.
what is wrong with a pen and paper works real great if the electric goes off!!!
Aid is there as a substitute for taxes. They could collect 2 to 4 times as much in taxes, as they receive in ‘donor aid’.
Of course, their countries would be invaded, they would be ‘slammed’ by withholding state credit lines, etc.
This is how neocolonialism works. Give a little and take a lot.
I would like to see ms. Goldman Sachs address that point.
@dogcow666
And a lot safer too. There were leaders who tried to use their resources for their own population – Patrice Lumumba, Kwame Nkrumah, Robert Mugabe (he confiscated 137,000 hectares belonging to the Oppenheimer family and threatened nationalisation), and abroad, Jean-Bertrand Aristide (whisked away to the Central African Republic after he reneged on promises to ‘privatise’ Haiti’s parastatals).
Neocolonialism in action.
It is a problem in a matter of law.
You should turn to your laywer for professional advice.
Thanks for finally saying it! What most people don’t realize is that the goverments of some of these countries (and sometimes the charities themselves) take the money for themselves and their armies, keeping the people in poverty…earning yet more charity money. What needs to be done is to force the governments to care about their people!
@tigerone1970 easier for the leaders to take bribes from the corporations to let them steal the country’s resources and then plead poverty to the west.
Our aid is pretty much backing corrupt governments in Africa. The US makes it easy for African nations to get access to weapons. And yes, America should stop sending Aids to Africa, like they did in the 80′s… Aids was made in a laboratory for a depopulization scheme…
A "finance charge" is the fee you pay the bank for the convenience of them letting you borrow money. Some banks calculate your finance charge based upon your average daily balance within the month, while some calculate based on your balance at the time your invoice closes.
When you go about signing up for a credit card, the details will let you know what type of APR you'll be getting. With it being your first credit card, you're likely to get an APR around 20%. That means, the interest you'll be charged YEARLY is 20%. To find what you'd be charged monthly, simply divide it by 12; it would end up being 1.67% per month.
As an example, if your balance was $100, your finance charge would be $1.67. That sounds cheap, but just remember, it adds up.
Are you working with a Realtor? Ask them to suggest someone.
If not, Find a Mortgage Broker/Banker who can shop the market for you and find an investor who will finance you.
If you cant find anyone, I hope you made the offer contingent on you finding financing, if not, you are out of your earnest money when you back out.
Good Luck!
Well said! I’m white so I cannot possibly talk sense as regards wasting aid in Africa as the Liberal Nazi’s will call me a racist. You want to sort Africa out then start at the top and stop pissing money into the wind.